FAQ

How does the MoneyMinder® System work?
The MoneyMinder® System is a comprehensive Excel spreadsheet (requires Microsoft Excel 97 or later, PC compatible), personalized to your individual lifestyle. I teach you to track all your expenses, income and savings so the information you need to reach your financial goals is at your fingertips.

How long is each appointment?
Most appointments are one hour; couples sessions are an hour and a half. Each appointment is highly productive. I frequently hear how much better the client feels when we’ve finished.

How long will the process take?
This is not a “quick fix.” Depending on what your financial goals are, it can be as short as a few months, or longer

I don’t live in California, how can you help me?
If you’ve got a phone and a computer, it doesn’t matter where you are. I can work with clients anywhere in the country…or the world, for that matter! Telephone appointments make it easy, convenient and time-saving.

Will this work for a couple?
Yes, couples benefit from financial recovery counseling by opening communication where barriers may have been built. Talking about financial issues is the first step in resolving conflict. I teach couples how to have productive conversations about their financial lives and help them resolve their different money styles.

I have enough money, I just don’t know where it all goes. How can your counseling help me?
By developing your personalized spending plan and tracking your income and expenditures, you will see exactly where your money goes each month, and for the entire year. This will give you the clarity you are looking for.

How is this different from credit counseling?
Credit counseling is like applying a band-aid when someone is hemorrhaging. It may provide temporary relief but does not solve the underlying problem. With credit or debt counseling, people often fall back into their old patterns as they have not learned a new way to live. I provide a long term solution by helping you establish a spending plan and an action plan to pay off debt, and by being here to coach and support you through the process.